Health Insurance — Cashless hospital treatment when you need it most.
Health policies

Health Insurance

Cashless hospital treatment when you need it most.

स्वास्थ्य बीमा

Compare premium, coverage, term, payment modality, riders and claim ratios before you buy.

4of 4 plans·12 NIA-licensed insurers·Daily, monthly and yearly payment views

CarePlus Family

Popular

Insurer H · Floater for a family of 4

Sum assured
NPR 5 L
Policy term
1 yr
Claim ratio
89.5%
Modality
Monthly · Yearly
NPR 42/day·NPR 1,250/mo
  • Cashless at 150+ hospitals
  • No room-rent cap
  • Day-care procedures
  • No medicals up to NPR 5L
  • +2 more
Critical IllnessHospital Cash
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MediGuard 360

Insurer E · Cashless + wellness

Sum assured
NPR 7 L
Policy term
1 yr
Claim ratio
91.2%
Modality
Monthly · Yearly
NPR 47/day·NPR 1,400/mo
  • Annual health check-up
  • OPD cover
  • AYUSH treatment
  • No medicals up to NPR 5L
  • +2 more
Critical IllnessHospital CashMaternity
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HealthShield Pro

Insurer I · Individual cashless

Sum assured
NPR 5 L
Policy term
1 yr
Claim ratio
88.4%
Modality
Monthly · Yearly
NPR 39/day·NPR 1,180/mo
  • Pre/post hospitalisation
  • Ambulance cover
  • No medicals up to NPR 5L
  • Online claim filing
  • +1 more
Critical Illness
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NirogVida Plus

Insurer J · Senior-friendly

Sum assured
NPR 6 L
Policy term
1 yr
Claim ratio
90.1%
Modality
Monthly · Yearly
NPR 44/day·NPR 1,320/mo
  • Entry up to age 70
  • Pre-existing cover after 24 months
  • No medicals up to NPR 5L
  • Online claim filing
  • +1 more
Critical IllnessHospital Cash
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