F
BikeGuard Basic
Insurer F · For two-wheelers
- Sum assured
- NPR 3 L
- Policy term
- 1 yr
- Claim ratio
- 84.2%
- Modality
- Monthly · Yearly
NPR 8/day·NPR 220/mo
- Third-party + own damage
- PA cover for rider
- No-claim bonus up to 50%
MotorSuraksha
NPR 42/day
L
Insurer L
MotorSuraksha
Motor
Family vehicle cover
Sum assured
NPR 12 L
Policy term
1 years
Claim ratio
88.9%
Modalities
Monthly / Yearly
From
NPR 42/day
NPR 1,248/month · NPR 14,077/year
Illustrative — see calculator
Buy this plan← Compare other plansInteractive
Premium calculator
Adjust the sliders to see how your premium changes. All figures are illustrative — actual premium is determined by the insurer at underwriting.
Sum assuredNPR 12 L
Your age30 years
Policy term1 years
Riders selected
Payment modality
Daily
NPR 42
Monthly
NPR 1,248
Yearly
NPR 14,077
Total premium over 1 yr term: NPR 14,976 (illustrative)
Features
Key features
Own damage + theftPA cover for ownerNo-claim bonus
Riders
Optional riders
Riders add extra protection on top of your base plan. Adding riders increases your premium.
Engine Protect
Claim process
How to file a claim
1
Notify insurer
Call the 24/7 claim helpline or file online within 7 days of the event.
2
Submit documents
Upload or courier required documents: claim form, ID, policy bond, and supporting reports.
3
Assessment
Insurer verifies the claim, may assign a surveyor for large claims.
4
Settlement
Approved claims are paid via bank transfer within 30 working days per IRDAI rules.
Claim helpline: +977 98XX-XXXXXX· 24/7
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DriveSafe Pro
PopularInsurer G · For private cars
- Sum assured
- NPR 15 L
- Policy term
- 1 yr
- Claim ratio
- 86.7%
- Modality
- Monthly · Yearly
NPR 33/day·NPR 980/mo
- Comprehensive cover
- Roadside assistance
- Cashless garages
D
DriveAssure Lite
Insurer D · Mandatory third-party
- Sum assured
- NPR 4 L
- Policy term
- 1 yr
- Claim ratio
- 85.1%
- Modality
- Yearly
NPR 11/day·NPR 320/mo
- Third-party liability
- Statutory compliance