BikeGuard Basic
NPR 10/day
Buy now
BikeGuard Basic by Insurer F — Vehicle Insurance
Insurer F

BikeGuard Basic

Motor

For two-wheelers

Sum assured
NPR 3 L
Policy term
1 years
Claim ratio
84.2%
Modalities
Monthly / Yearly
Interactive

Premium calculator

Adjust the sliders to see how your premium changes. All figures are illustrative — actual premium is determined by the insurer at underwriting.

Sum assuredNPR 3 L
Your age30 years
Policy term1 years
Riders selected
Payment modality
Daily
NPR 10
Monthly
NPR 312
Yearly
NPR 3,519
Total premium over 1 yr term: NPR 3,744 (illustrative)
Features

Key features

Third-party + own damagePA cover for riderNo-claim bonus up to 50%
Riders

Optional riders

Riders add extra protection on top of your base plan. Adding riders increases your premium.

Zero Depreciation
Engine Protect
Claim process

How to file a claim

1
Notify insurer
Call the 24/7 claim helpline or file online within 7 days of the event.
2
Submit documents
Upload or courier required documents: claim form, ID, policy bond, and supporting reports.
3
Assessment
Insurer verifies the claim, may assign a surveyor for large claims.
4
Settlement
Approved claims are paid via bank transfer within 30 working days per IRDAI rules.
Claim helpline: +977 98XX-XXXXXX· 24/7

More Motor plans

See all →

DriveSafe Pro

Popular

Insurer G · For private cars

Sum assured
NPR 15 L
Policy term
1 yr
Claim ratio
86.7%
Modality
Monthly · Yearly
NPR 33/day·NPR 980/mo
  • Comprehensive cover
  • Roadside assistance
  • Cashless garages
View detailsBuy now

MotorSuraksha

Insurer L · Family vehicle cover

Sum assured
NPR 12 L
Policy term
1 yr
Claim ratio
88.9%
Modality
Monthly · Yearly
NPR 29/day·NPR 850/mo
  • Own damage + theft
  • PA cover for owner
  • No-claim bonus
View detailsBuy now

DriveAssure Lite

Insurer D · Mandatory third-party

Sum assured
NPR 4 L
Policy term
1 yr
Claim ratio
85.1%
Modality
Yearly
NPR 11/day·NPR 320/mo
  • Third-party liability
  • Statutory compliance
View detailsBuy now