L
GrihaSuraksha
PopularInsurer L · Home structure + contents
- Sum assured
- NPR 30 L
- Policy term
- 1 yr
- Claim ratio
- 88.2%
- Modality
- Yearly
NPR 23/day·NPR 680/mo
- Fire + earthquake
- Burglary cover
- Contents up to 5L
BhawanCover
NPR 81/day
K
Insurer K
BhawanCover
Property
Structure-only
Sum assured
NPR 25 L
Policy term
1 years
Claim ratio
87.3%
Modalities
Yearly
From
NPR 81/day
NPR 2,422/month · NPR 27,320/year
Illustrative — see calculator
Buy this plan← Compare other plansInteractive
Premium calculator
Adjust the sliders to see how your premium changes. All figures are illustrative — actual premium is determined by the insurer at underwriting.
Sum assuredNPR 25 L
Your age30 years
Policy term1 years
Riders selected
Payment modality
Daily
NPR 81
Monthly
NPR 2,422
Yearly
NPR 27,320
Total premium over 1 yr term: NPR 29,064 (illustrative)
Features
Key features
Fire + earthquakeStructural damage
Claim process
How to file a claim
1
Notify insurer
Call the 24/7 claim helpline or file online within 7 days of the event.
2
Submit documents
Upload or courier required documents: claim form, ID, policy bond, and supporting reports.
3
Assessment
Insurer verifies the claim, may assign a surveyor for large claims.
4
Settlement
Approved claims are paid via bank transfer within 30 working days per IRDAI rules.
Claim helpline: +977 98XX-XXXXXX· 24/7
More Property plans
See all →B
HomeShield Pro
Insurer B · Bundled home + valuables
- Sum assured
- NPR 30 L
- Policy term
- 1 yr
- Claim ratio
- 89.6%
- Modality
- Yearly
NPR 24/day·NPR 720/mo
- All-risk contents
- Public liability
- Rent for alternative accom.
H
SecureHome Plus
Insurer H · Premium home cover
- Sum assured
- NPR 35 L
- Policy term
- 1 yr
- Claim ratio
- 90.1%
- Modality
- Yearly
NPR 26/day·NPR 790/mo
- All-risk
- Worldwide jewellery
- Cyber-incident at home