B
HomeShield Pro
Insurer B · Bundled home + valuables
- Sum assured
- NPR 30 L
- Policy term
- 1 yr
- Claim ratio
- 89.6%
- Modality
- Yearly
NPR 24/day·NPR 720/mo
- All-risk contents
- Public liability
- Rent for alternative accom.
GrihaSuraksha
NPR 97/day
L
Insurer L
GrihaSuraksha
Property
Most popularHome structure + contents
Sum assured
NPR 30 L
Policy term
1 years
Claim ratio
88.2%
Modalities
Yearly
From
NPR 97/day
NPR 2,907/month · NPR 32,791/year
Illustrative — see calculator
Buy this plan← Compare other plansInteractive
Premium calculator
Adjust the sliders to see how your premium changes. All figures are illustrative — actual premium is determined by the insurer at underwriting.
Sum assuredNPR 30 L
Your age30 years
Policy term1 years
Riders selected
Payment modality
Daily
NPR 97
Monthly
NPR 2,907
Yearly
NPR 32,791
Total premium over 1 yr term: NPR 34,884 (illustrative)
Features
Key features
Fire + earthquakeBurglary coverContents up to 5L
Riders
Optional riders
Riders add extra protection on top of your base plan. Adding riders increases your premium.
Jewellery Cover
Claim process
How to file a claim
1
Notify insurer
Call the 24/7 claim helpline or file online within 7 days of the event.
2
Submit documents
Upload or courier required documents: claim form, ID, policy bond, and supporting reports.
3
Assessment
Insurer verifies the claim, may assign a surveyor for large claims.
4
Settlement
Approved claims are paid via bank transfer within 30 working days per IRDAI rules.
Claim helpline: +977 98XX-XXXXXX· 24/7
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BhawanCover
Insurer K · Structure-only
- Sum assured
- NPR 25 L
- Policy term
- 1 yr
- Claim ratio
- 87.3%
- Modality
- Yearly
NPR 22/day·NPR 650/mo
- Fire + earthquake
- Structural damage
H
SecureHome Plus
Insurer H · Premium home cover
- Sum assured
- NPR 35 L
- Policy term
- 1 yr
- Claim ratio
- 90.1%
- Modality
- Yearly
NPR 26/day·NPR 790/mo
- All-risk
- Worldwide jewellery
- Cyber-incident at home